Medical bills · Insurance denials · Landlords · Debt collectors

They count on you giving up. Take it back.

Take it back reads the unfair bill, denial or notice you got, tells you what's wrong in plain English, writes the letter to fight it, and tracks every deadline until it's settled.

Start free See how it works

Free to start. Works on any phone or computer. Information and self-help tools, not legal advice.

Fit the whole page in the frame

RIVERSIDE MEDICALAmount due$4,180

Upload PDF2 pages

Medical billWhat we found

You may owe up to$1,762 less

1 · Charged twice for one CT scan$1,240Duplicate billing2 · Surprise out-of-network doctor$522No Surprises Act3 · You may qualify for charity careHospital financial assistance

Write my letter

found in a minute

Who it helps

Four fights most people lose by default.

Not because they're wrong, but because the letters are confusing and the deadlines are short. We help with all four.

Medical billsErrors, surprise bills, charity careHow we help →Insurance denialsDenied claims, appeals, outside reviewHow we help →Renters & landlordsDeposits, repairs, fees, noticesHow we help →Debt collectorsValidation, old debts, harassmentHow we help →

What it does

From scary letter to settled.

Fit the whole page in the frame

RIVERSIDE MEDICALAmount due$4,180

Upload PDF2 pages

1Snap the letterA photo, PDF or screenshot of the bill, denial or notice.

Medical billWhat we found

You may owe up to$1,762 less

1 · Charged twice for one CT scan$1,240Duplicate billing2 · Surprise out-of-network doctor$522No Surprises Act3 · You may qualify for charity careHospital financial assistance

Write my letter

2See what's wrongPlain words, the dollar amount and the rule that backs you up.

Your letter

October 9, 2026Summit Health Plan, AppealsRe: Request for internal appeal, claim #SH-20931I am appealing the denial of my MRI dated August 28.My doctor ordered this scan after six weeks of treatment did not help.Please have a doctor in the same specialty review this appeal.Maria Lopez

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I sent it

3Send the letterFirm, polite and written for you. Print, PDF or email.

Insurance denialSummit Health PlanMRI coverage denied · $2,950 at stake

You · by Oct 112 days

Their decision due30 days

TodaySecond appeal draftedOct 3Their reply: denial upheldSep 8First appeal deliveredSep 2Denial letter scanned

See next step

4We keep watchYour deadlines and theirs, every reply and note in one place.

Their reply · Harbor Point ApartmentsThey wrote back

The short versionThey need more

They want proof of the apartment's condition when you left.

What to do nextSend your move-out photos with a short reply.

round two, ready

Write the next letter

5Answer their replySnap it. We say if it's a win and write the next letter.

Walk through a full case →

Features

Everything in one place.

All features

Free + PremiumSnap & scanPhoto, PDF or screenshot. We pull out every date and dollar.Free + PremiumPlain answersWhat's wrong, what you may be owed and the rule behind it.PremiumReady lettersFirm, polite letters you review, sign and send.PremiumDeadline keeperYour dates and theirs, counted down and remembered.PremiumCase trackerEvery letter, reply and receipt, start to finish.PremiumReply decoderSnap their answer. We tell you if it's a win and what's next.PremiumCase packetOne tidy printout for legal aid, a regulator or court.FreeReal helpCourt dates and lawsuits go straight to people who can help.

Phone and computer

Snap it on your phone. Finish it at your desk.

Your cases sync everywhere. Edit letters on a big screen, print your case packet, and see every fight at a glance.

takeitback.app/app/cases

Insurance denialYour move

Summit Health PlanMRI coverage denied · $2,950 at stake

Send your appeal by Oct 112 days

Their decision due30 days

Review your letter

TimelineSecond appeal draftedTodayTheir reply: denial upheldOct 3First appeal deliveredSep 8Denial letter scannedSep 2

What we foundDenied without a doctor's reviewACA appeal rightsYour doctor's notes support itMedical necessityYou can ask for an outside reviewExternal review

LettersRequest for internal appealDraft

Pricing

Start free. Upgrade when you're ready to fight.

Free$0

Know where you stand. 3 scans a month, a plain-English summary, general next steps and red flags.

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Premium$9.99 a month

We do the work. Letters written for you, every deadline tracked, replies explained. Or $59 a year.

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You keep 100%

We never take a cut of what you save or recover.

Private by default

Your documents are never sold or used for ads. Delete everything anytime.

Honest about limits

We're not a law firm. Court dates and lawsuits go straight to real help, free.

Questions

Good questions

What is Take it back?

An app that helps you fight unfair medical bills, insurance denials, landlord problems and debt collectors. Snap the letter, get your rights in plain words, send the letter we write, and we track it until it's settled.

Is Take it back a lawyer?

No. We explain your rights and prepare letters you review and send yourself. If your case needs a lawyer, like a court date, we'll point you to real help right away.

Who is it for?

Anyone in the US dealing with a bill, denial or notice that feels wrong. No legal knowledge needed.

Does it work on my phone?

Yes. It works in any browser on a phone or computer. Nothing to install.

How much is Premium?

$9.99 a month or $59 a year, with a 7-day free trial. Cancel anytime.

Got a bill that feels wrong?

Find out where you stand in a minute. It's free to start.

Start freeNo card needed. Premium trial is 7 days free.